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  Credit card agreement from your issuer  
  Federal law now requires credit card issuers to post their agreements; find yours from this list.  
   
  Paying bills by money order gets expensive  
  Fear of being turned down by a bank for a checking account can be unfounded. There are ways to find out if you're eligible to have an account.  
   
  Credit card interest rates fall after Wells Fargo cuts APRs  
  In what it called a "competitive pricing" move, Wells Fargo drove down the average rates on new credit cards this week by lowering the rates on four of its credit cards.  
   
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